Is this salary calculation accurate for FY 2025-26?

Yes, it follows the official 2025 Union Budget slabs, including the ₹75,000 standard deduction for the New Tax Regime and the New Wage Code 50% Basic PF logic.

How is Marginal Relief calculated for the New Tax Regime?

Marginal Relief ensures that if your income slightly exceeds ₹12 Lakhs, the tax you pay does not exceed the amount earned above ₹12 Lakhs.

Salary In-Hand Calculator

Calculate your exact take-home salary (India) in seconds.

✅ 50% Basic PF Logic ✅ Marginal Relief Applied ✅ 2025 Budget Slabs

Select Tax Regime

Annual CTC (Yearly In Rs.)

Monthly In-Hand ₹0

Annual Tax (incl. Cess) ₹0

Monthly PF Deduction₹0

Yearly PF Corpus₹0

🎉 Marginal Relief Applied! Tax capped to excess income over threshold.

Standard Deduction₹0

Total Taxable Income₹0

Raw Slab Tax (Annual)₹0

(+) 4% Education Cess₹0

Yearly Professional Tax₹2,500

Total Yearly Deductions₹0

Income Slab	Rate	Tax Amount

*Disclaimer: This is an estimate based on standard FY 2025-26 rules. Actual take-home may vary based on company-specific CTC structures and precise investment declarations.

Salary Breakdown & Tax FAQ

Is this calculation accurate?

Yes, the tool follows the official slab rates and rebate rules for the 2025 Union Budget (India). It includes the updated standard deduction of ₹75,000 for the New Regime and ₹50,000 for the Old Regime.

Note: While highly precise, actual figures may vary slightly depending on your company’s specific CTC structure (HRA, Special Allowances) and your exact investment proofs. Use this as a high-precision estimate for your financial planning.

How is Marginal Relief calculated for 2025-26?

For FY 2025-26, the New Tax Regime provides a full rebate on taxable income up to ₹12 Lakhs. However, if your income is slightly above ₹12 Lakhs (e.g., ₹12.05 Lakhs), your tax could theoretically jump to ₹60,000. Marginal Relief ensures that your tax never exceeds the income you earned above the ₹12 Lakh limit.

What deductions are allowed in the New Regime?

The New Tax Regime has been simplified. For FY 2025-26, the only major deduction available is the Standard Deduction of ₹75,000. Exemptions like HRA, 80C, and NPS are only available in the Old Tax Regime.

Does this tool store my financial data?

No. All calculations are performed 100% locally in your browser using JavaScript. Your salary and investment details are never sent to our servers or stored anywhere.